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Retirement Planning

Featured Services

Estate and Living Trust Planning Retirement Planning Long-Term Care Planning College Funding Planning Income Protection Planning

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Retirement Planning

Do you feel prepared to retire in the location of your choice? Retirement feels uncertain or even unattainable for many people, which may actually keep them from creating or maintaining their plan for retirement.

If you dread examining your retirement funds or have already begun mourning that you “can’t retire”, it is time to talk to your California financial advisor Peace of Mind Retirement Planning about retirement planning.

We work exclusively with fixed and guaranteed retirement planning tools, which provides a:

  • Clear picture of your investments and assets
  • Predictable path of financial growth
  • Retirement plan that functions separately from changing markets

While no retirement planning tool is without risk, low-risk investments that are fixed and guaranteed can alleviate anxiety. This peace of mind allows you to plan with anticipation and excitement, knowing your finances align with your goals and needs for retirement.



Factors That Influence Retirement Planning

Inflation

Around 25% of all employed adults have recently decreased their retirement savings due to inflation. This holds true across the majority of age and race demographics, from Baby Boomers down to Gen Z.

Retirement Duration

The average time in retirement is longer than you may think. Data suggests that many employed adults should be planning on at least 18 years in retirement with a possibility of 28 years!

Goals

Your retirement plan must account for not only your retirement income in California, but also your goals in retirement.

Life Circumstances

How you live today and how you want to live tomorrow dictates your retirement strategies, including long-term care planning.

Risk Aversion

Fear of changing markets keeps some employed adults from planning their retirement at all. Reducing risk can help.


Paying Yourself First